Refund Policy

Effective Date: November 2, 2025

Introduction

This Refund Policy outlines the terms and conditions regarding refunds for services provided by Local Paisa. Please read this policy carefully to understand our position on refunds.

Non-Refundable Investments

IMPORTANT: All investments, payments, or financial commitments made through the Local Paisa platform are strictly non-refundable. This includes but is not limited to:

• Payments for premium plans or subscriptions
• Investments in earning opportunities
• Referral program participation fees
• Task completion deposits
• Any other financial transactions on our platform

Investment Risk Disclaimer

Users acknowledge that all investments made through Local Paisa are at their own risk. We are not responsible for:

• Loss of invested capital
• Unfavorable returns on investments
• Market fluctuations affecting investment value
• Any financial losses incurred through platform usage

Earnings and Withdrawals

While investments are non-refundable, legitimate earnings generated through our platform may be withdrawn according to our withdrawal policies:

• Minimum withdrawal amount: ₹1000
• Available withdrawal methods: UPI, Bank Transfer, Paytm
• Processing time: 24-48 hours for approved requests
• Withdrawal requests are subject to verification

Exceptions

Refunds may only be considered in the following limited circumstances:

• Technical errors that result in duplicate payments
• System malfunctions that prevent service delivery
• Unauthorized transactions (subject to investigation)

Even in these cases, refunds are not guaranteed and are subject to our sole discretion.

User Responsibility

Users are responsible for:

• Understanding the non-refundable nature of investments before participating
• Verifying all transaction details before confirming payments
• Maintaining records of all transactions
• Reporting technical issues promptly

Dispute Resolution

In the event of disputes regarding transactions:

• Users must contact our support team within 7 days of the transaction
• All disputes are subject to investigation
• Our decision on refund requests is final and binding
• Legal action may be pursued for fraudulent claims

Changes to This Policy

We reserve the right to modify this Refund Policy at any time. Changes will be effective immediately upon posting to the website. Continued use of our services after any changes constitutes acceptance of those changes.

Contact Information

If you have questions about this Refund Policy, please contact us through our website.